Investment Disclaimer

Last Updated: 10/23/2025

IMPORTANT RISK WARNING

Trading and investing in financial markets involves substantial risk of loss and is not suitable for every investor. The valuation of investments may fluctuate, and, as a result, you may lose more than your original investment.

1. Not Financial Advice

The information, signals, analysis, and content provided by PapierTrail ("the Service") are for educational and informational purposes only. They do NOT constitute:

  • Financial advice
  • Investment advice
  • Trading advice
  • Legal advice
  • Tax advice
  • Any form of professional advice

You should not treat any of the Service's content as such. Always consult with a licensed financial advisor, investment professional, or other qualified professional before making any financial decisions.

2. AI-Generated Signals

Our trading signals are generated using artificial intelligence and machine learning algorithms. You should be aware that:

  • AI predictions are based on historical data and patterns, which may not repeat
  • Market conditions can change rapidly and unpredictably
  • No AI system can predict the future with certainty
  • Signals may be incorrect, incomplete, or outdated
  • Technical glitches or errors may occur in signal generation

3. Past Performance

Critical Reminder:

Past performance is NOT indicative of future results. Historical returns, theoretical returns, or backtested performance do not guarantee future performance or success.

Any historical performance data or hypothetical performance results shown have inherent limitations and may not reflect actual trading results under real market conditions.

4. Investment Risks

All trading and investment activities carry significant risks, including but not limited to:

Market Risk

Asset prices can decline due to market conditions, economic factors, or company-specific events.

Volatility Risk

Markets can experience extreme price swings, leading to substantial gains or losses in short periods.

Liquidity Risk

You may not be able to buy or sell assets at desired prices due to insufficient market liquidity.

Leverage Risk

Using leverage or margin amplifies both potential gains and losses, and you can lose more than your initial investment.

Currency Risk

Exchange rate fluctuations can affect the value of international investments.

Cryptocurrency Risk

Digital assets are highly volatile, largely unregulated, and subject to technological, security, and regulatory risks.

5. No Guarantee of Profit

We make NO guarantees or warranties regarding:

  • The accuracy or reliability of our signals
  • Potential profits or returns from following our signals
  • The prevention of losses
  • The suitability of any particular investment for your situation

There is a substantial risk of loss in trading. You may lose some or all of your invested capital.

6. Your Responsibility

By using our Service, you acknowledge and agree that:

  • You are solely responsible for your own investment and trading decisions
  • You will conduct your own research and due diligence
  • You understand the risks involved in trading and investing
  • You will only invest money you can afford to lose
  • You will comply with all applicable laws and regulations
  • You will not hold PapierTrail liable for any losses

7. Market Data Disclaimer

Market data and pricing information provided through the Service may be delayed, inaccurate, or incomplete. We source data from third-party providers and cannot guarantee its accuracy. Always verify critical information with your broker or exchange before making trading decisions.

8. Regulatory Disclaimer

PapierTrail is not:

  • A registered investment advisor (RIA)
  • A broker-dealer
  • A financial institution
  • Licensed or regulated by any financial authority

We do not manage accounts, execute trades on your behalf, or have access to your brokerage accounts. All trading is done at your own discretion through your own brokerage accounts.

9. International Users

Investment regulations vary by country. It is your responsibility to ensure that your use of the Service complies with all applicable laws and regulations in your jurisdiction. Some investments or strategies may not be available or suitable in your country.

10. Tax Implications

Trading and investing may have tax consequences. We do not provide tax advice. Consult with a qualified tax professional regarding your specific tax situation and reporting obligations.

11. Third-Party Content

Our Service may include content, data, or opinions from third parties. We do not endorse or verify this content and are not responsible for its accuracy or reliability. Any reliance on third-party content is at your own risk.

12. System Availability

While we strive for continuous availability, the Service may experience:

  • Technical issues or downtime
  • Delays in signal delivery
  • Data feed interruptions
  • Maintenance periods

We are not liable for losses resulting from service interruptions or technical issues.

13. Educational Purpose

This Service is designed for educational purposes to help you understand market analysis and trading strategies. It should be used as a learning tool alongside proper financial education and professional guidance.

14. Changes to Disclaimer

We reserve the right to modify this disclaimer at any time. Continued use of the Service after changes constitutes acceptance of the updated disclaimer.

15. Contact Information

If you have questions about this disclaimer or need clarification, contact us at:

legal@papiertrail.com

FINAL REMINDER

Only invest money you can afford to lose.
Always do your own research.
Consult with licensed professionals before investing.